1. 银行常用的英语口语
银行常用的英语口语
导语:银行是依法成立的经营货币信贷业务的金融机构,是商品货币经济发展到一定阶段的产物。下面是我收集整理的银行常用的.英语口语,欢迎参考!
(1),There''s a service charge for the checking account but no charge for the savings。
1.What kind of account did you have in your mind?
你想开哪种帐户?
2.Do you like to open a current account?
你想开一个活期存款帐户吗?
3.A deposit or current account?
定期还是活期?
4.Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?
5.There''s a service charge for the checking account but no charge for the savings.
支票户头要收服务费,现金户头不收。
6. Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是100美圆。
7. Five yuan is the minimum original deposit.
最低起存款额是5元。
8. You can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。
9. Even one yuan is all right.
甚至一元也可以起存。
10. Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
11. I should like to open a current account.
我想开一个活期存款帐户。
12.I need a checking account so that I can pay my bill.
我需开个支票帐户,这样就能付帐。
(2),Could you tell me the difference between a savings account and a checking account?
1. We'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。
2. I have a checking account here.
我在这里有一个支票存款帐户。
3. I think I'd like a deposit account.
我想要开个定期存款帐户。
4. Can I open a current account here?
我能否在这儿开个活期存款帐户?
5. I want to open a deposit account with you.
我要开个储蓄帐户。
6.I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
7. Could you tell me the difference between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗?
8. Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。
9. Will 100 yuan be enough for a minimum deposit?
100元作最低存款额够吗?
10. I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
我想知道开一个支票帐户200元存款是否够。
11. Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗?
12. Is there any minimum for the first deposit?
第一次储蓄有最低限额吗?
13.How much does each account cost?
每个帐户要花多少钱?
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2. 银行的一些常用英语口语
常见银行英语词汇
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票,银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行,储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司(贴现公司)
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐,流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接(对角)套汇
indirect exchange 间接(三角)套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
banking hours, business hours 营业时间
1. deposit 存钱
I'd like to deposit this check into my account.我想把这张支配存入我帐户.
I'd like to make a deposit.我要存款.
2. check
支票
The check is for $1,200.
这是一张面额1,200元的支票.
3.deposit slip
存款单
The deposit slips are at the counter.
存款单在柜台上.
4. . ID
身份证
May I see your ID, please?
请出示你的身份证好吗?
5.. endorse
背书(签名)
Please endorse the check on the back.
请在支票后面签名.
6. receipt
收据
May I have a receipt, please?
请给我张收据好吗?
7. branch, bank branch
分行
My bank has branches all over the city.
我行的分行在全市遍地开花.
.8. brochure
小册子
This brochure has all the information you need.
这本小册有你需要的详情.
9.savings account
储蓄存款(活期存款)
10.I have a savings account at that bank.
我在这银行开了储蓄存款帐户.
11.. form 表格
The form you need is on the table.
表格在桌子上.
12.fill out a form
填表
Please fill out this form and give it to me when you are finished. 表格填好后请交给我.
13.apply for a credit card
申请信用卡
14.buy traveler's checks
买旅行支票
15.cash a check
兑现支票
16.check your account balance
查核帐户余额
17.exchange money
换钱
18.fill out a withdraw slip
填提款单
19.open a checking account
开支票帐户
20.order checks
定购支票
21.pay off a loan
付清贷款
22.pay your bills online
网上付帐
23.rent a safety deposit box
租保险箱
24.review your bank statement
查对银行报表
25.take out a loan
得到贷款
26.talk with a bank teller
和银行出纳员谈话
27.talk with the bank manager
和银行经理谈话
28.transfer money
转钱
29.use a debit card
用提款卡
30.withdraw money
取钱
31. mortgage
房屋贷款
32,CD
定期存款
33. The maturity date of the CD
定期存款到期日
34. renew the CD
重新续定期存款
35. bankrupt
银行倒闭
3. 银行的一些常用英语口语
常见银行英语词汇
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票,银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行,储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司(贴现公司)
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐,流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接(对角)套汇
indirect exchange 间接(三角)套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
banking hours, business hours 营业时间
1. deposit 存钱
I'd like to deposit this check into my account.我想把这张支配存入我帐户.
I'd like to make a deposit.我要存款.
2. check
支票
The check is for $1,200.
这是一张面额1,200元的支票.
3.deposit slip
存款单
The deposit slips are at the counter.
存款单在柜台上.
4. . ID
身份证
May I see your ID, please?
请出示你的身份证好吗?
5.. endorse
背书(签名)
Please endorse the check on the back.
请在支票后面签名.
6. receipt
收据
May I have a receipt, please?
请给我张收据好吗?
7. branch, bank branch
分行
My bank has branches all over the city.
我行的分行在全市遍地开花.
.8. brochure
小册子
This brochure has all the information you need.
这本小册有你需要的详情.
9.savings account
储蓄存款(活期存款)
10.I have a savings account at that bank.
我在这银行开了储蓄存款帐户.
11.. form 表格
The form you need is on the table.
表格在桌子上.
12.fill out a form
填表
Please fill out this form and give it to me when you are finished. 表格填好后请交给我.
13.apply for a credit card
申请信用卡
14.buy traveler's checks
买旅行支票
15.cash a check
兑现支票
16.check your account balance
查核帐户余额
17.exchange money
换钱
18.fill out a withdraw slip
填提款单
19.open a checking account
开支票帐户
20.order checks
定购支票
21.pay off a loan
付清贷款
22.pay your bills online
网上付帐
23.rent a safety deposit box
租保险箱
24.review your bank statement
查对银行报表
25.take out a loan
得到贷款
26.talk with a bank teller
和银行出纳员谈话
27.talk with the bank manager
和银行经理谈话
28.transfer money
转钱
29.use a debit card
用提款卡
30.withdraw money
取钱
31. mortgage
房屋贷款
32,CD
定期存款
33. The maturity date of the CD
定期存款到期日
34. renew the CD
重新续定期存款
35. bankrupt
银行倒闭
4. 表达办理银行业务的英语口语
在银行里我们也是有需要很多英语的,我下面就给大家分享英语口语,大家有兴趣的可以学习一下
兑现支票
M:Hello, may I help you?
你好,我可以帮你吗?
W:Yes, I need some more cash for my visit in China. May I cash a traveler's check here?
是的,我需要一些现金,在中国旅行时可以使用。我可以在这里兑换旅游支票吗?
M:Of course. We would be happy to cash it for you.
当然。我们很乐意为你兑换。
W:I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.
我本来打算在酒店兑换的,但是我一个朋友说银行的兑换率会更低一点。
M:Well, any bank will cash it at our present traveler's check buying rate, for which we're somewhere cheaper than hotels because of the service charge. You see, hotels really aren't in the money exchange business although they will cash traveler's check for their guest.
嗯,任何银行都会以我们现在的旅游支票购买率来兑换,我们在某些方面比酒店更便宜一点是因为服务收费。你看,酒店真的没有开展兑换业务,尽管他们还是会为他们的客人兑换旅游支票。
W:You mean there is really not that much of a difference.
你是说实在没有什么不同。
M:No, madam. Not very much.
不,女士。不是很大。
W:Well, may I cash these three checks for 100 dollars each? I think that will be enough.
额,我可以把这三张支票分别换成面值100美元的现金吗?我想那就够了。
M:Yes, I'll be happy to cash these for you. Would you please countersign them here?
是的,我很乐意为你兑换。请你在这里会签好吗?
W:Ok.
好的。
取钱
M: Good afternoon, Miss. What can I do for you?
小姐,早上好。有什么我可以帮你的吗?
W: Could you tell me my account balance? My account number is...
你可以告诉我我的账户还有多少余额吗?我的账号是
M: Just a moment, please. Your name?
请稍等。你的名字是?
W: Emily Smith.
艾米丽史密斯。
M: Here is your balance.
这是你的余额。
W: Thank you. I want to make a withdrawal of 150 dollars.
谢谢你。我想取150美元。
M: Here you go, Miss.
给你,小姐。
W: Thank you.
谢谢你。
开立账户
Can I help you, Miss?
小姐,我可以为你服务吗?
Yes, I'd like to open an account.
是的,我想开个账户。
Certainly Miss. What kind of account would you want?
当然可以,小姐。你要开哪种账户?
I'm not too sure. But I need an account for which I can withdraw my money anytime I like and get some interest on it as well.
Well. I think a current account will be to your satisfaction. You can make withdraws from the bank and the ATMs anytime you like.
好的。我想活期存款账户可以满足你的要求。任何时候你想要,你都可以从银行和自动取款机取款。
That's great! But what's the annual interest rate for this kind of account?
那太好了!但是这种账户每年的利息率是多少?
At present the rate is 1.8 percent a year.
目前利率是一年1.8%。
Good. I think I'll open a current account please.
好的。我想我会开一个活期存款账户。
Ok. Please fill out this application form.
好的。请填这张申请表。
Yes. Name, address, phone number, that's it. Will 100 dollars be enough to open this account?
好的。姓名,地址,电话号码,就这样。100美元够开这种账户吗?
Yes, of course.
是的,当然够。
Here you are.
给你。
Fine. Wait a moment, please. Here is your bankbook, Miss.
好的。请稍等。小姐,这是你的银行存折。
Thank you for your help.
谢谢你的帮忙。
You are welcome.
不客气。
5. 银行英语常用语
银行英语常用语
银行是金融机构之一,银行按类型分为:中央银行,商业银行,投资银行,政策性银行,世界银行 它们的职责各不相同。下面,我为大家提供一些银行英语常用语,希望对大家有所帮助!
请入收款人的`户号
account payee
请支付票款
advice to pay cheques
惠请通知该支票的经过
advise fate
金额有错误
accounts differ
文字与数字所记载金额不同
words and figures differ
签名有误|印鉴不符
signatures differ
请明天再次提出为荷
present again tomorrow
保证付款
good for payment
请照会发票人
refer to drawee (R.D.)
无交易
no account
款额不足||存款不足
not sufficient (N.S.)||no sufficient funds (N.S.F.)
已无存款
no funds
如支票不获兑现时, 不必出具拒绝证书。
notto be protested in case of dishonour||protest waived||no protest
需要出具拒绝证书
to be protested
没有通知
no advice
未受指示
no orders
禁止转让||不可转让
non-transferable||not transferable
已付款
received payment||payment received
上开价金已收到
value received||for value received
上开价金系经核算
value in account
上开金额与发票相同
value as per invoice
上开金额与通知书相符
value as per advice
无追索权
without recourse
有追索权||偿还请求权
right of recourse
请求偿还清单||清偿帐户
recourse account
偿还准备金
recourse fund
拒绝偿还||拒绝追索
recourse repudiation
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6. 银行柜台常用英语口语
1.你想开一个活期存款帐户吗?
Do you like to open a current account?
2.请告诉我你想存何种户头?
Please tell me how you would like to deposit your money.
3.你想开哪种帐户?
What kind of account did you have in your mind?
4.定期还是活期?
A deposit or current account?
5.支票户头要收服务费,现金户头不收。
There's a service charge for the checking account but no charge for the savings.
6.你有多钱要存入呢?
How much cash do you plan to deposit in your account?
7.请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
8.这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
9.如果想兑支票,请在底线上签名。
Please sign your name on the bottom line if you want to cash the check.
7. 银行英语
“bank”。中文银行翻译为英文是“bank”,中国银行可以用Bank,ofChina来表示,Bank英语单词可以作为名词和动词使用,作为名词时意为银行,作为动词的时候,意思是将某种东西存入银行。银行是金融机构之一,而且是最主要的金融机构,包括存款、贷款、汇兑、储蓄等业务。中国银行有中国工商_银行、中国农业银行等。
8. 银行的英语口语对话
关于银行的英语口语对话
银行是依法成立的经营货币信贷业务的金融机构。下面是我整理的关于银行的英语口语,希望能帮到大家!
我想给马诺丽亚公司汇一千元钱
Clerk:
Good morning, may I help you?
早上好,请问有什么可以帮您?
Benjamin:
Hello, I want to remit one thousand Yuan to Magnolia Company.
你好,我想给马诺丽亚公司汇一千元钱。
Clerk:
Please fill out this form, please.
请您填一下这张表格。
Benjamin:
OK… Do I put on Magnolia Company for the receiver?
好的……在收款人一项写马诺丽亚公司吗?
Clerk:
Yes. You must put on its name and full address.
是的。您必须填写它的名称和完整地址。
Benjamin:
OK, I see. Here you are. Is that OK now?
好的,知道了。给你。这样行吗?
Clerk:
Let me check. Yes. Your one thousand remittance, please.
我看看,可以了。请给我您的一千元汇款。
Benjamin:
Here you are. What is the rate?
这就是。请问手续费率是多少?
Clerk:
This rate is one percent. That will be 10 Yuan.
是百分之一。就是十元。
Benjamin:
OK, when will this remittance arrive?
好的。这些汇款什么时候能到?
Clerk:
Generally it will arrive within a week.
一般来说,一周之内就会到。
Benjamin:
That's good. Is there anything else?
好的。还有别的什么事情吗?
Clerk:
No. That's all. You have to take good care of this copy of this transfer order.
不,没有了。您得保管好这张汇款单。
Benjamin:
Thanks, I will.
谢谢,我会的.。
您想要贷款多少钱?
May:
I’d like to apply for a personal loan.
我想申请个人贷款。
Clerk:
How much would you like to borrow?
您想要贷款多少钱?
May:
A thousand dollars.
1000 美元。
Clerk:
Let me check with our credit manager (later)
让我和我们的信用部主管谈谈。(稍后)
May:
Our record shows that your credit rating is quite high. I don’t think you’ll have any problems.
我们的记录上显示您的信用评价很高。我想您不会有问题的。
Clerk:
What’s the current interest rate?
目前的利率是多少?
May:
Our monthly interest is 1.5% of the outstanding balance. Would you please fill out this application form?
我们每月利率是未偿余额的1.5%,请您填好这张申请表好吗?
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